Condo Insurance

Maryland condo insurance is a product that you can choose to purchase if you don't feel as though you have enough protection. If you're wondering if it's the right thing to do, we say yes. Read on so that you can see the variety of reasons that a condo insurance policy will be right for your Maryland home.

Condo Association Insurance vs. Condo Insurance

If you live in a condominium, then the chances are high that you already have some level of coverage through the Condo Association. Still, you don't have all the coverage you should have. The Condo Association's coverage will only cover the outside of the building and some of the shared properties. The purpose of getting condo insurance is to cover the inside of your condominium and your personal property. You'll be able to sleep and go to work peacefully and not have to worry about vandalism, theft, or natural disaster robbing you of your valuables without receiving compensation for it.

How Condo Insurance Works

Maryland condo insurance has three main components to it. The premium is what you will pay every month to have the insurance itself. The deductible is what you will pay if an incident occurs, and you have to call in a claim. The coverage amount is the amount that you will receive for the damages. You can speak to an insurance agent at Siska Insurance Agency about the various types of coverage and then decide the level that you feel comfortable taking.

Contact Us for Help

Our agents at Siska Insurance Agency are here to help you choose the best coverage for your condominium. You can speak to us in person by visiting our office. You can also call us for a quote for Maryland coverage. You can feel confident that we will assess your needs and then try to help you get an amount of coverage that will give you the peace of mind you deserve.