Renters Insurance
Whether you're renting your first apartment or not in Maryland, renter’s insurance is essential. This type of insurance coverage is not required by law in Maryland, but it's a good policy to have in the event of a mishap.
What Factors are Considered When Determining a Premium for Renters Insurance?
The four factors for determining a premium for renter’s insurance includes:
- Desired coverage
- Bundle insurance policies
- Location
- Deductible
Coverage - the coverage you select plays a significant role in determining your insurance premium. You determine the amount of personal property and liability protection you need.
Bundle Insurance Policies - when you decide to bundle your insurance policies with Siska Insurance Agency, you have multiple insurance policies with us. These insurance policies can include a home or life insurance policy in addition to your auto coverage policy.
Location - the location of your residence is essential information insurance agencies use to discover crime statistics and other information regarding the area to determine an insurance rate.
Deductible - your deductible is the amount of out-of-pocket you are willing to spend in the situation of an unfortunate event. The deductible you choose affects your overall insurance premium.
How can Siska Insurance Agency Help?
Siska Insurance Agency is locally owned and operated in Bowie, Maryland. We provide our customers with reasonable, quality insurance solutions. One-on-one with you to help you understand your insurance coverage options and help you choose the most suitable coverage for your current situation. Our insurance agency provides a variety of insurance options, including home, auto, life, and farm insurance. We also provide coverage solutions for your employees and business, including bar, box truck, car dealership, and other business insurance types. Contact us today to learn more about Maryland auto insurance and other insurance solutions we provide. We are ready to help! Your free, no-obligation quote awaits.